50/30/20予算計算機
Find out how much of your income goes to essentials, wants and savings. Pick the rule that fits where you are right now.
結果がここに表示されます
項目に入力して、次をタップしてください 予算を分ける.
月々の収入
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必要なもの住居費、光熱費、食料品、交通費、医療費。
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欲しいもの娯楽、外食、サブスクリプション、買い物。
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貯蓄と債務緊急資金、投資、借金の返済。
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0より大きい収入を入力してください。
How we calculate
The 50/30/20 rule splits your take-home pay into three parts: 50% for needs, 30% for wants and 20% for savings and debt. If your budget is tight, try 70/20/10; if you want to save more, 60/20/20.
It is a starting point, not a fixed rule. If your needs go over the limit, the adjustment usually comes from wants first.
よくある質問
What counts as a need?
Expenses you can’t cut in the short term: housing, utilities, groceries, transportation, health and minimum debt payments.
What if I have expensive debt?
Use the savings part to pay off the debts with the highest interest first.
Does it work with irregular income?
Yes. Use the average of the last few months, or your weakest month, to leave some room.