Savings goal calculator
Enter how much you want to save and by when, and see how much to put aside each month, including the returns.
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填寫欄位並點選 Calculate my plan.
What you already have, plus the returns, reaches the goal with no new deposits.
Saving {1} for {2} months, you reach {3}.
Saving {1} for {2} month, you reach {3}.
Save each month
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This is an estimate for information only. It is not investment advice.
How we calculate
We work out the monthly deposit that, with each month’s returns and what you already have, reaches exactly your goal by the deadline.
Deposit = (goal − saved × (1 + i)n) × i ÷ ((1 + i)n − 1)
商 = monthly rate equivalent to the yearly return · n = months.
常見問題
Is the rate per year?
Yes. We convert it to the equivalent monthly rate.
What if I already have the money?
The calculator tells you the goal is already covered by your savings and their returns.
Does it work for any goal?
Yes: a trip, a course, a car or a down payment on a home.