Neidio i'r cynnwys
Gan JobVi
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Capital One Platinum SecuredChase Freedom Rise
UpCards score 4.7 4.6
Ffi flynyddol Dim Dim
Cash back — 1.5%
Llog 28.99%/yr 27.99%/yr
Cymeradwyaeth Hawdd Hawdd
Best pick: Chase Freedom Rise
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Ffynonellau swyddogol Daw’r cyfraddau a’r rheolau o wefan yr efelydd ac oddi wrth reoleiddwyr, ynghyd â’r dyddiad y gwnaethom eu gwirio.
Mathemateg wedi’i gwirio ddwywaith Rydym yn ailgyfrifo llog, taliadau ac enillion cyn cyhoeddi, gan ddefnyddio’r un fformiwlâu â’n cyfrifianellau.
Dim addewidion Nid yw unrhyw erthygl yn addo cymeradwyaeth, elw nac arian hawdd. Y benthyciwr sy’n gwneud y penderfyniad credyd bob amser.

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01 How to build your budget

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02 Get out of debt with a plan

List what you owe, negotiate and pick a payoff order without panic.

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03 Make credit work for you

Cards, loans and credit limits: when they help and when they become a problem.

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UpCards Cymharydd cardiau credyd Dewiswch 2 gerdyn a gweld, fesul llinell, beth sy'n newid rhyngddynt. Open the calculator → UpCards Credit score simulator Move your score and see the approval chance on each card. Open the calculator → Loan calculator Monthly payment, total interest and a month-by-month table. Open the calculator → Llog cronno How much your money grows with monthly contributions. Open the calculator → Simple interest Returns with simple interest, a starting amount and monthly deposits. Open the calculator → 50/30/20 budget Split your income between needs, wants and savings. Open the calculator → Emergency fund How much to keep and how long it takes to get there. Open the calculator → Savings goal How much to save each month to reach an amount by a date. Open the calculator → Debt payoff planner Compare the avalanche and snowball methods with your own debts. Open the calculator → Percentage calculator Discounts, increases and what X% of a number is. Open the calculator →

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