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Capital One Platinum SecuredChase Freedom Rise
UpCards score 4.7 4.6
Ndalama zapachaka Palibe Palibe
Cash back — 1.5%
Chiwongola dzanja 28.99%/yr 27.99%/yr
Kuvomerezedwa Zosavuta Zosavuta
Best pick: Chase Freedom Rise
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Magwero ovomerezeka Mitengo ndi malamulo zimachokera patsamba la wopereka komanso kwa oyang’anira, limodzi ndi tsiku lomwe tinazifufuza.
Masamu oyang’anidwanso kawiri Timawerenganso chiwongola dzanja, malipiro ndi phindu tisanazisindikize, pogwiritsa ntchito mafomula omwewo monga zowerengera zathu.
Palibe malonjezo Palibe nkhani yomwe imalonjeza kuvomerezedwa, phindu kapena ndalama zopezeka mosavuta. Wobwereketsa ndiye amapanga chisankho cha ngongole nthawi zonse.

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01 How to build your budget

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02 Get out of debt with a plan

List what you owe, negotiate and pick a payoff order without panic.

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03 Make credit work for you

Cards, loans and credit limits: when they help and when they become a problem.

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04 Start investing from zero

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UpCards Choyerekezera makadi a ngongole Sankhani makadi awiri ndikuwona, mzere ndi mzere, zomwe zimasiyana pakati pawo. Open the calculator → UpCards Credit score simulator Move your score and see the approval chance on each card. Open the calculator → Loan calculator Monthly payment, total interest and a month-by-month table. Open the calculator → Compound interest How much your money grows with monthly contributions. Open the calculator → Simple interest Returns with simple interest, a starting amount and monthly deposits. Open the calculator → 50/30/20 budget Split your income between needs, wants and savings. Open the calculator → Emergency fund How much to keep and how long it takes to get there. Open the calculator → Savings goal How much to save each month to reach an amount by a date. Open the calculator → Debt payoff planner Compare the avalanche and snowball methods with your own debts. Open the calculator → Percentage calculator Discounts, increases and what X% of a number is. Open the calculator →

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