Privacy Policy

Effective Date: November 9, 2026

This Privacy Policy explains how 3APPS, LLC, a company incorporated in the State of Florida, United States, registered under EIN No. 32-0786839, collects, uses, and protects the information of users who access the website https://financestonepath.com.

Our commitment is to ensure transparency, security, and respect for the privacy of every visitor, in accordance with applicable data protection laws, including the Brazilian General Data Protection Law (LGPD – Law No. 13,709/2018), the General Data Protection Regulation (GDPR – European Union), and applicable United States privacy laws, where relevant.

About the Website

This website is an informational portal focused on personal finance content, including credit cards, loans, investing, budgeting and related topics.

The website does not sell products directly, does not conduct its own financial transactions, and may contain links to commercial partners, advertisers, and third-party platforms.

Data Collected

Technical Data

During your visit, we may automatically collect:

• IP address and approximate location
• Browser type and version
• Operating system
• Type of device used
• Pages visited and time spent on the website
• Traffic sources
• Cookies and advertising identifiers

Voluntarily Provided Data

We may collect information provided directly by users, such as:

• Name and email address submitted through forms
• Messages sent through the contact page
• Comments and feedback

Providing this information is optional.

Purpose of Data Use

The collected data may be used to:

• Ensure the proper functioning of the website
• Improve the browsing experience
• Display personalized content and advertisements, when permitted by applicable law
• Analyze metrics and user behavior
• Comply with legal obligations

3APPS, LLC does not sell personal data.

Cookies and Technologies

We use cookies for content personalization, traffic analysis, and advertising.

Users can manage or disable cookies directly through their browser settings.

Where required by applicable law, the use of non-essential cookies and tracking technologies will depend on the user’s consent.

More information: https://policies.google.com/technologies/cookies?hl=en

Third-Party Services

The website may use:

• Google Analytics
• Google Tag Manager
• Google AdSense
• Affiliate platforms
• Programmatic advertising networks

These services may use cookies, identifiers, and other technologies to collect information related to browsing activities, in accordance with their respective privacy policies and applicable laws.

More information: https://policies.google.com/technologies/partner-sites?hl=en

Security

3APPS, LLC adopts appropriate technical and administrative measures to protect information against unauthorized access, alteration, disclosure, or improper destruction.

However, no electronic transmission or storage system can guarantee absolute security.

User Rights

In accordance with applicable law, users may:

• Request access to their personal data
• Request correction of inaccurate or outdated information
• Request deletion of personal data, where applicable
• Withdraw consent when data processing is based on consent
• Request information about the processing of their personal data

To exercise these rights, contact us at [email protected].

Updates

This Privacy Policy may be updated periodically to reflect legal, technical, operational, or service-related changes.

We recommend that users review this page regularly.

Current version available at: https://financestonepath.com

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3APPS, LLC
EIN No. 32-0786839
State of Incorporation: Florida, United States